CalPERS Planning Tools
CalPERSFive tools to help analyze CalPERS benefits in a divorce settlement. All calculations are client-side and private.
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Model A vs. Model B
Model A and Model B QDRO formulas for all five CalPERS plan types — the core benefit division calculation.
Model AModel BAll Tiers
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Benefit Estimator
Estimate monthly retirement benefit from final compensation, service credit, and tier.
2% @ 55PEPRASafety
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Brown Formula / Time Rule
Calculate the community property fraction using the Time Rule (date of hire, marriage, separation, retirement).
Time RuleCP FractionQDRO
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Survivor Benefit Modeler
Show the monthly reduction and cost of Option 1 (100%) or Option 2 (50%) survivor continuance.
COSBAOption 1Option 2
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COLA Projection
Year-by-year benefit growth under a given COLA rate with chart and table output.
COLA 2%Inflation30-Year
Suggested workflow for a QDRO analysis:
- Brown Formula — determine the community property fraction
- Benefit Estimator — estimate the full monthly benefit at the expected retirement age